Millionaire for Life

Millionaire for Life is a new multi-state game set to launch in mid-February 2026, created by the Multi-State Lottery Association (MUSL) and participating state lotteries.

Players will pick five numbers from 1 to 58 and an extra number from 1 to 5 for a chance to win up to $1,000,000 a year for life. Draws will take place daily, and tickets will cost $5 per play. The game will have nine prize tiers, and the winners of the two top prizes will have to choose between a lifetime annuity or a one-time cash payout.

Stay tuned for more news and updates.

How to play

  1. Pick five numbers from 1 to 58.
  2. Pick one additional number from 1 to 5.
  3. Check if you've won after the daily draw.
Ticket cost
$5 per play.

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Prizes and odds

Match Prize Odds
5 + Extra Ball $1,000,000 a year for life* 1 in 22,910,580
5 $100,000 a year for life* 1 in 5,727,645.333333
4 + Extra Ball $7,500 1 in 86,455.018868
4 $500 1 in 21,613.754717
3 + Extra Ball $250 1 in 1,662.596517
3 $50 1 in 415.649129
2 + Extra Ball $10 1 in 97.799795
2 $8 1 in 24.449949
1 + Extra Ball $8 1 in 15.647967
Overall odds of winning a prize in Millionaire for Life are 1 in 8.467665.
*Lifetime prizes claimed as annuities will be paid for a minimum of 20 years.

Prize options

Winners Annuity Payment Option Cash Option
1 $1,000,000 per year for life $18,000,000
2-20 $1,000,000 per year for life* $18,000,000*
21 or more No annuity payment $18,000,000*
*Divided by the total number of winners.
Winners Annuity Payment Option Cash Option
1-20 $100,000 per year for life* $2,200,000*
21 or more No annuity payment $2,200,000**
*Divided by the total number of winners.

Game schedule

Draw day Draw time Sales close
Sunday 10:00 p.m. CT Varies by jurisdiction
Monday 10:00 p.m. CT Varies by jurisdiction
Tuesday 10:00 p.m. CT Varies by jurisdiction
Wednesday 10:00 p.m. CT Varies by jurisdiction
Thursday 10:00 p.m. CT Varies by jurisdiction
Friday 10:00 p.m. CT Varies by jurisdiction
Saturday 10:00 p.m. CT Varies by jurisdiction

Things to know

  1. The first Millionaire for Life draw is scheduled for mid-February 2026.
  2. Winners of the top and second prizes can choose between an annuity and a cash option.

Advanced draws

Players may purchase plays for multiple consecutive drawings, and the maximum amount varies by jurisdiction. The number of advanced draws on a single play is capped at 90 draws, except for ticketless transactions, in which case the limit is 365 consecutive draws.

History

Millionaire for Life was collaboratively designed by the Multi-State Lottery Association (MUSL) and participating state lotteries. This game is expected to replace Lucky for Life in participating jurisdictions.

The first draw is tentatively scheduled for mid-February 2026.

FAQs

Draws are held every night at 10:00 p.m. CT.

Draws are conducted by MUSL using Digital Draw Systems.

Millionaire for Life is available in participating Multi-state Lottery member jurisdictions, including Colorado, Connecticut, North Dakota, Montana, Ohio, and South Dakota.

Pick five numbers from 1 to 58 and one additional number from 1 to 5, or get random numbers by opting in for Quick Pick. Choose how many draws to enter, and wait for the draw to find out if you've won.

The top prize is an annuity of $1,000,000 a year for life.

Top and second prize winners can choose between an annuity lasting 20 years or a one-time cash option. If there are 21 or more winners at either prize level, all winners must take the lump sum cash payment (no annuity option available). If there are multiple winners for the top or second prize, the prize amount will be divided equally among them.

The cash lump sum option represents the current available prize money. The annuity also takes into consideration the interest that the cash will generate over the time period during which the annuity is paid.

You have a 1 in 22,910,580 chance of winning the Millionaire for Life top prize.

Millionaire for Life has nine different prize categories.

The overall odds of winning any prize are 1 in 8.467665.