The first-ever Multi-State Lottery Association game is returning. Lotto America is scheduled to make a dramatic comeback in November 2017. It will replace the multi-state game, Hot Lotto, and there will initially be 14 states taking part.
Lotto America was first introduced in 1988, before being replaced by the Powerball game in 1992.
The base game costs $1 to play, though players will have the option to add the All-Star Bonus for an additional $1. With the overall odds of winning a prize at 1 in 9.6, it is definitely going to give the other multi-state lottery games some competition.
The jackpot starts at $2,000,000. Like Powerball and Mega Millions, it does not have a cap, so you can expect to see some large jackpots quite often.
How to Play Lotto America and Its Odds and Prizes
Three Quick Steps on How to Play the Main Game
- Pick 5 main numbers from balls numbered 1-52 and then pick a Star Ball number from 1-10.
- The minimum number of main balls you must match to win is 3, which nets you $5. You win $2 for matching just the Star Ball number.
- Depending on your state, you'll have between 90 and 365 days to claim the prizes.
Advance Lotto America Draws
You may be able to play advance draws, but if Lotto America is like Powerball and Mega Millions, the tickets you buy may only be valid for the upcoming draw.
|Match||Odds||Prize||Prize Pool Percentage|
|5 + 1||1 in 25,989,600||Jackpot||23.10%|
|5||1 in 2,887,733||$20,000||0.69%|
|4 + 1||1 in 110,594||$1,000||0.90%|
|4||1 in 12,288||$100||0.81%|
|3 + 1||1 in 2,404||$20||0.83%|
|3||1 in 267||$5||1.87%|
|2 + 1||1 in 160||$5||3.12%|
|1 + 1||1 in 29||$2||6.86%|
|0 + 1||1 in 17||$2||11.80%|
|Overall odds: 1 in 9.6.|
|5 + 1||Jackpot||N/A|
|4 + 1||$1000||$2000||$3000||$4000||$5000|
|3 + 1||$20||$40||$60||$80||$100|
|2 + 1||$5||$10||$15||$20||$25|
|1 + 1||$2||$4||$6||$8||$10|
|0 + 1||$2||$4||$6||$8||$10|
|Odds||15 in 32||10 in 32||4 in 32||3 in 32|
Playing the All-Star Bonus
- Select the All-Star Bonus option on your Lotto America ticket. Doing this costs an additional $1.
- If your ticket matches any of the prize levels (except the jackpot level), your prize will be multiplied by the active All-Star Bonus multiplier. For example: you will win $2 when matching 1+1, which gets doubled by the All-Star Bonus, meaning you would win $4.
- Depending on your state, you have between 90 and 365 days to claim your prize, so ensure to check with your state lottery operator.
Fine Print for Lotto America
Claim periods depend on the state where you purchased the ticket, but it varies from between 90 and 365 days. See all states' claim periods below.
- Delaware 365 days
- Idaho 180 days
- Iowa 365 days
- Kansas 365 days
- Maine 365 days
- Minnesota 365 days
- Montana 180 days (six months)
- New Mexico 90 days
- North Dakota 180 days
- Oklahoma 180 days
- South Dakota 180 days
- Tennessee 180 days
- West Virginia 180 days
- New Hampshire 365 days if it follows Powerball and Mega Millions format
Jackpot winners have the choice of receiving their prize either in one single lump sum payment, or once a year with the annuity option. They have 60 days to decide which way they want to be paid. In these 60 days, a player who originally opted for the annuity payment is able to instead take the lump sum payment option. If they do not make a choice either way, after 60 days, the player will automatically receive their prize as an annuity.
If you win a lottery prize worth over $5,000, you'll be expected to pay back 25% of it in Federal tax. Depending on the state you live in, you then might also have to pay a certain portion back in state income tax.
Rates of income tax on lottery prizes differ by state, and these differences are highlighted below. Similar to the Federal tax, these rates come into play when the prize is over $5,000, except for Iowan players, where their state income tax rate on lottery prizes comes into effect on anything over $600.
State Income Tax
- Delaware 0%
- Idaho 7.4%
- Iowa 5%
- Kansas 5%
- Maine 5%
- Minnesota 7.25%
- Montana 6.9%
- New Mexico 6%
- North Dakota 2.9%
- Oklahoma 4%
- South Dakota 0%
- Tennessee 0%
- West Virginia 6.5%
- New Hampshire 0%
If you're a non-resident alien (not a US citizen) and you win a prize over $5,000 on the lottery, your winnings will be subject to 30% Federal tax and the income tax of the state in which you bought the winning ticket.
With the game being supervised by the MUSL, it is likely that you will have to go public about a jackpot win, unless you live in one of the following states:
- North Dakota
Lotto America at a Glance
- Game Type:
- Twice weekly, multi-state draw game
- Game Format:
- 52/5 and 10/1
- Draw Days and Times:
- Wednesdays and Saturdays
- Participating States:
- Delaware, Idaho, Iowa, Kansas, Maine, Minnesota, Montana, New Mexico, North Dakota, Oklahoma, South Dakota, Tennessee, and West Virginia. New Hampshire will join in 2018.
- Lottery Operator:
- Multi-State Lottery Association
- Ticket Sales Cut-off Time:
- Starting Jackpot:
- $2 million
- Maximum Jackpot:
- Jackpot Odds:
- 1 in 25,989,600
- Overall Prize Odds:
- 1 in 9.6
- Minimum Match to Win:
- 0 + 1 (Star Ball only)
- Minimum Prize:
- Game Add-on Option:
- Game Add-on Name:
- All-Star Bonus
- Game Add-on Type:
- Main Draw Number Range:
- Star Ball Number Range:
- Ways to Win:
- Ticket Cost:
- $1 per ticket. Additional $1 for the All-Star Bonus add-on.
- Legal Age to Play:
- 18 (21 in Iowa)
- Jackpot Payment Options:
- Cash or annuity
History of the Lotto America Game
While the original first draw was in 1988, the first draw of the revamped version will take place on November 15, 2017.
February 13, 1988 - Lotto America is introduced, with seven inaugural state members, before being succeeded by Powerball in 1992, having grown to 16 state members.
February 20, 1988 - Lotto America has its first winner, who grabs $3 million in the second week of the game.
Lotto America originally started off as a 40/7 game, where players picked seven numbers from a ball pool of 40. The ticket cost was $1.
The new Lotto America game keeps the $2 million minimum jackpot prize that was up for grabs in the original game.
While winners can opt for a lump sum payment in the new game, original Lotto America jackpot winners could only take the annuity payment for their prize.
Popular Questions about Lotto America
When do Lotto America draws take place?
Wednesdays and Saturdays. Draw and ticket sales cut-off times have not been decided yet.
How old do I need to be to play?
If you're in any participating state other than Iowa, it is 18. If you are in Iowa, it is 21.
What are the odds of winning a prize?
1 in 9.6.
Can residents of any state take part?
Yes, but in order to take part, they will have to visit a participating state to purchase a ticket and then revisit that same state to claim a prize if they win.
What's the minimum Lotto America jackpot?
Does the Lotto America jackpot have a limit?
No - it's uncapped, so it can roll over to hit astronomical amounts just like Powerball and Mega Millions.
Can non-residents play Lotto America?
Both those who live in states that do not offer the game and those who are not American citizens can play Lotto America.
If you're a non-resident of a participating state, but live elsewhere in America, you'll have to revisit that state to claim any prize and, if it's over $5,000, you'll have to pay 25% Federal tax as well as that state's lottery income tax (if applicable).
If you're a non-resident of the US itself, you'll also have to revisit the state you bought the ticket in if you win and, if it's over $5,000, you'll have to pay 30% Federal tax and whatever that state's lottery income tax is, too (if applicable).